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DEVOTED

To My Clients

A RESULTS-DRIVEN APPROACH, TAILORED TO YOU!

My satisfied home buyers and seller can attest to that. I not only have the expertise to see your purchase or sale through from the start to finish, I'm here for you from then on for any needs that might arise.

Trusted By My Clients


“We were always going to work with Gina Garcia because she was highly recommended to us by relatives who are successful homeowners themselves thanks to her. She took the time to find out what exactly we were interested in and found what we were looking for.”

“We had an excellent experience using IH10 Realty and Gina Garcia. Gina knew from the moment she viewed our home that she could list it for more than we expected. We were nervous that we would not get an offer if we priced too high. It took only 48 hours before we received a very strong offer from a strong buyer.”

“Gina Garcia understands the magnitude of the decision to purchase a home and she explains complicated processes in simple terms without insult to intelligence. She was with us every step of the way and was always available to answer questions. I would strongly recommend Gina because of her outstanding knowledge of the area.”

ABOUT

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I take great pride in my ability to deliver outstanding results. My satisfied home buyers and sellers can attest to that. That's what makes me more than just another real estate agent. It means I not only have the expertise to see your purchase or sale through from start to finish. I'm here for you from then on for any needs that might arise. It's an ongoing commitment to excellence that delivers maximum peace of mind.

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My Latest Blog Posts


What to Do When a Contractor Doesn’t Finish the Job

Finding the right contractor to complete your home repair or renovation project can be difficult. Unfortunately, even if you’ve thoroughly vetted your contractor, you may still run into issues. An u… Read More

Mistakes To Avoid When Handling A Family Members Estate

Losing a family member is a devastating experience. It can feel difficult to proceed with managing your loved one’s estate while you’re still in the grieving process, but properly handling their h… Read More

How down payment assistance programs first time help buyers

Purchasing your first home is a major milestone that can take years of hard work to achieve. The most challenging step in the process for most buyers is saving up the down payment. When you’re alrea… Read More

Follow Me On Instagram

Click on the link in my bio to continue reading.

While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move. Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to your community and loved ones, and is an achievement to feel proud of. DM me today to discuss all that homeownership has to offer.
#realestate #homeownership #homebuying #realestategoals Click on the link in my bio to continue reading. While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move. Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to you… Click on the link in my bio to continue reading.

Thank you for your support.
#thanksgiving #thankful #thankyou #grateful #gratitude Click on the link in my bio to continue reading. Thank you for your support. #thanksgiving #thankful #thankyou #grateful #gratitude Click on the link in my bio to continue reading.

Thank you for your business, your partnership, and for making me your trusted advisor in the real estate process this year.
#thankyou #homeownership #homebuying #realestate Click on the link in my bio to continue reading. Thank you for your business, your partnership, and for making me your trusted advisor in the real estate process this year. #thankyou #homeownership #homebuying #realestate Click on the link in my bio to continue reading.

If you’re planning to buy a home, saving for a down payment is probably top of mind. But do you know how much you need to save? According to NAR, the median down payment today is only 14%. And, that number is even lower for first-time homebuyers. If you have questions about what you’ll need to save, DM me today.
#downpayments #firsttimehomebuyer #opportunity Click on the link in my bio to continue reading. If you’re planning to buy a home, saving for a down payment is probably top of mind. But do you know how much you need to save? According to NAR, the median down payment today is only 14%. And, that number is even lower for first-time homebuyers. If you have questions a… Click on the link in my bio to continue reading.

If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market.

According to Calculated Risk, for the week ending in November 18th, there were 47.7% more homes available for sale than there were at the same time in 2021. And having more options for your home search may be exactly what you need to feel confident about making a move.

>>What Caused the Growth in Housing Inventory This Year?

The increase we’ve seen in housing supply this year isn’t from the source you think it is. Rather than an influx of recent homeowners listing their houses for sale (known as new listings), the primary reason the supply has grown is because homes are staying on the market a bit longer (known as active listings).

That’s happening because higher mortgage rates and home prices have helped moderate the peak frenzy of buyer demand, which has slowed down the pace of sales. And while overall inventory gains may slow down this winter due to typical housing market seasonality, you still have a chance to capitalize on the current supply.

>>What This Means for Your Home Search

Regardless of the source, the increase in available housing supply is good for buyers. More homes available for sale means you have more options to choose from as you search for your next home, and you may even have more time to consider them.

Just remember, housing supply is still low overall, so it won’t suddenly be easy – it’ll just be less challenging than it was at this time last year. If you’re ready to jump into the housing market and see what’s available in your local area, DM me today.
#firsttimehomebuyer #opportunity #housingmarket Click on the link in my bio to continue reading. If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. According to Calculated Risk, for the week ending in November 18th, the… Click on the link in my bio to continue reading.

This year, mortgage rates have risen dramatically in response to high inflation. It’s only natural for you to have questions about how that impacts you. To discuss what’s happening in the housing market today and what that means for your plans to buy a home, DM me.
#mortgagerates #interestrates #expertanswers #stayinformed Click on the link in my bio to continue reading. This year, mortgage rates have risen dramatically in response to high inflation. It’s only natural for you to have questions about how that impacts you. To discuss what’s happening in the housing market today and what that means for your plans to buy a home, DM me. #mor… Click on the link in my bio to continue reading.

The U.S. homeownership rate is on the rise, which means the desire to own a home is still strong today. The benefits of owning a home are life changing, and it’s one reason so many people are drawn to homeownership. If you’re planning to buy a home or are a current homeowner planning to make a move, DM me and let’s discuss your options.
#homeownership #homeownershiprate #homesweethome Click on the link in my bio to continue reading. The U.S. homeownership rate is on the rise, which means the desire to own a home is still strong today. The benefits of owning a home are life changing, and it’s one reason so many people are drawn to homeownership. If you’re planning to buy a home or are a current home… Click on the link in my bio to continue reading.

If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it's not the peak intensity we saw during the pandemic, we’re still in a sellers’ market.

Here are a few things experts say today’s sellers need to consider.

>>Be Willing To Negotiate

This year, the supply of homes for sale has increased as the market cooled. Even though inventory is still low overall, buyers today have more options, and with that comes more negotiation power.

As a seller, that means you may see more buyers getting an inspection, requesting repairs, or asking for help with closing costs today.

>>Price Your Home at Market Value

Pricing your house appropriately so you can catch the eyes of serious buyers is important.

You don’t want to overreach with your price and deter buyers. At the same time, you don’t want to undervalue your home and leave money on the table. This is another area where an agent’s expertise comes in handy.

>>Think About Your First Impression on Buyers

Buyers have more options and are more particular about their investment since it costs more to buy a home given today’s mortgage rates. As a result, you need to make sure your house shows well.

This could include everything from staging the home, to making small cosmetic updates, tackling repairs, or undergoing renovations. A trusted real estate professional will help you assess what may be worthwhile to do compared to other recently sold homes in your area.

For expert advice on how to sell your house in a shifting market, DM me.
#realestate #homeownership #homebuying #realestategoals Click on the link in my bio to continue reading. If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it's not the peak intensity we saw during the pandemic, we’re still in a sellers’ market. Here are a few things experts say … Click on the link in my bio to continue reading.

You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever. That’s why it’s essential to lean on a real estate professional who has in-depth knowledge of today’s housing market. They know what buyers are looking for and how to highlight any upgrades you make. DM me so you know where to focus your efforts so your house will stand out in a today’s market.
#realestate #homeownership #homebuying #realestategoals Click on the link in my bio to continue reading. You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever. That’s why it’s essential to lean on a real estate professional who has in-depth knowledge of today’s housing… Click on the link in my bio to continue reading.

Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. This is because the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for consumers. This month, the average rate for financing a home briefly rose over 7% before coming back down into the high 6% range. But we’re starting to see a hint of what mortgage interest rates could look like next year.

As long as inflation is high, we’ll see higher mortgage rates. Recently, we’ve seen indications that inflation may be cooling, giving us a glimpse into what may happen in the future. The mortgage market is eagerly awaiting positive news on inflation. As Ali Wolf, Chief Economist at Zonda, says, “The housing market is expected to face continued uncertainty heading into 2023 as consumers, financial markets, and policymakers work through their respective challenges in today’s economy.”

As we get through the inflation battle and start to see that coming down, we should expect mortgage rates to follow. We’ve seen nods of this over the past couple of weeks. As the Federal Reserve works to bring inflation down, mortgage rates will come down as well. Bill McBride from Calculated Risk says, “My current view is inflation will ease quicker than the Fed currently expects.” As we look toward next year, we certainly hope he’s right.

Mortgage rates will come down – it’s just a matter of time. The hope is we continue to see more positive news on inflation, and that’ll bring mortgage rates down. This will give prospective homebuyers more buying power and lead to more homeowners throughout the country.
#realestate #homeownership #homebuying #realestategoals 1 Click on the link in my bio to continue reading. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. This is because the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for consumers. This month, the average rate … Click on the link in my bio to continue reading.

The supply of homes for sale has increased this year compared to last, but supply is still far below more normal years like 2019. One reason is because of decades of underbuilding. That means your house should still be in demand if you work with an agent to price it right. If you’re ready to sell, DM me to get started.
#housingmarket #supplyanddemand #expertanswers Click on the link in my bio to continue reading. The supply of homes for sale has increased this year compared to last, but supply is still far below more normal years like 2019. One reason is because of decades of underbuilding. That means your house should still be in demand if you work with an agent to price it rig…
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move. Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to your community and loved ones, and is an achievement to feel proud of. DM me today to discuss all that homeownership has to offer. #realestate #homeownership #homebuying #realestategoals
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. Thank you for your support. #thanksgiving #thankful #thankyou #grateful #gratitude
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. Thank you for your business, your partnership, and for making me your trusted advisor in the real estate process this year. #thankyou #homeownership #homebuying #realestate
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. If you’re planning to buy a home, saving for a down payment is probably top of mind. But do you know how much you need to save? According to NAR, the median down payment today is only 14%. And, that number is even lower for first-time homebuyers. If you have questions about what you’ll need to save, DM me today. #downpayments #firsttimehomebuyer #opportunity
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. According to Calculated Risk, for the week ending in November 18th, there were 47.7% more homes available for sale than there were at the same time in 2021. And having more options for your home search may be exactly what you need to feel confident about making a move. >>What Caused the Growth in Housing Inventory This Year? The increase we’ve seen in housing supply this year isn’t from the source you think it is. Rather than an influx of recent homeowners listing their houses for sale (known as new listings), the primary reason the supply has grown is because homes are staying on the market a bit longer (known as active listings). That’s happening because higher mortgage rates and home prices have helped moderate the peak frenzy of buyer demand, which has slowed down the pace of sales. And while overall inventory gains may slow down this winter due to typical housing market seasonality, you still have a chance to capitalize on the current supply. >>What This Means for Your Home Search Regardless of the source, the increase in available housing supply is good for buyers. More homes available for sale means you have more options to choose from as you search for your next home, and you may even have more time to consider them. Just remember, housing supply is still low overall, so it won’t suddenly be easy – it’ll just be less challenging than it was at this time last year. If you’re ready to jump into the housing market and see what’s available in your local area, DM me today. #firsttimehomebuyer #opportunity #housingmarket
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. This year, mortgage rates have risen dramatically in response to high inflation. It’s only natural for you to have questions about how that impacts you. To discuss what’s happening in the housing market today and what that means for your plans to buy a home, DM me. #mortgagerates #interestrates #expertanswers #stayinformed
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. The U.S. homeownership rate is on the rise, which means the desire to own a home is still strong today. The benefits of owning a home are life changing, and it’s one reason so many people are drawn to homeownership. If you’re planning to buy a home or are a current homeowner planning to make a move, DM me and let’s discuss your options. #homeownership #homeownershiprate #homesweethome
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it's not the peak intensity we saw during the pandemic, we’re still in a sellers’ market. Here are a few things experts say today’s sellers need to consider. >>Be Willing To Negotiate This year, the supply of homes for sale has increased as the market cooled. Even though inventory is still low overall, buyers today have more options, and with that comes more negotiation power. As a seller, that means you may see more buyers getting an inspection, requesting repairs, or asking for help with closing costs today. >>Price Your Home at Market Value Pricing your house appropriately so you can catch the eyes of serious buyers is important. You don’t want to overreach with your price and deter buyers. At the same time, you don’t want to undervalue your home and leave money on the table. This is another area where an agent’s expertise comes in handy. >>Think About Your First Impression on Buyers Buyers have more options and are more particular about their investment since it costs more to buy a home given today’s mortgage rates. As a result, you need to make sure your house shows well. This could include everything from staging the home, to making small cosmetic updates, tackling repairs, or undergoing renovations. A trusted real estate professional will help you assess what may be worthwhile to do compared to other recently sold homes in your area. For expert advice on how to sell your house in a shifting market, DM me. #realestate #homeownership #homebuying #realestategoals
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever. That’s why it’s essential to lean on a real estate professional who has in-depth knowledge of today’s housing market. They know what buyers are looking for and how to highlight any upgrades you make. DM me so you know where to focus your efforts so your house will stand out in a today’s market. #realestate #homeownership #homebuying #realestategoals
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. This is because the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for consumers. This month, the average rate for financing a home briefly rose over 7% before coming back down into the high 6% range. But we’re starting to see a hint of what mortgage interest rates could look like next year. As long as inflation is high, we’ll see higher mortgage rates. Recently, we’ve seen indications that inflation may be cooling, giving us a glimpse into what may happen in the future. The mortgage market is eagerly awaiting positive news on inflation. As Ali Wolf, Chief Economist at Zonda, says, “The housing market is expected to face continued uncertainty heading into 2023 as consumers, financial markets, and policymakers work through their respective challenges in today’s economy.” As we get through the inflation battle and start to see that coming down, we should expect mortgage rates to follow. We’ve seen nods of this over the past couple of weeks. As the Federal Reserve works to bring inflation down, mortgage rates will come down as well. Bill McBride from Calculated Risk says, “My current view is inflation will ease quicker than the Fed currently expects.” As we look toward next year, we certainly hope he’s right. Mortgage rates will come down – it’s just a matter of time. The hope is we continue to see more positive news on inflation, and that’ll bring mortgage rates down. This will give prospective homebuyers more buying power and lead to more homeowners throughout the country. #realestate #homeownership #homebuying #realestategoals
letstalkmortgagepro Already making their way down!! 🔥
gmgrealtor
gmgrealtor Click on the link in my bio to continue reading. The supply of homes for sale has increased this year compared to last, but supply is still far below more normal years like 2019. One reason is because of decades of underbuilding. That means your house should still be in demand if you work with an agent to price it right. If you’re ready to sell, DM me to get started. #housingmarket #supplyanddemand #expertanswers